How To Stop Getting Turned Down by Your Commercial Bank

How To Stop Getting Turned Down by Your Commercial Bank .
Are you having a difficult time finding a loans for small business or apartment loans or propety development loan or commercial mortgage refinance, or a franchise loan even though normally you would have banks knocking on Your door? You know your project is a make sense deal and you have good credit but you are still encountering negative responses.

Unlike your local bank, we are able to close loans because we adjust to the changes in the market. We have a access to wide range of lenders from private investors, national lenders to joint venture. On top of having access to a wide range of lenders, we are creative and offer alternative products to help you get your deal funded.

When tightened lending standards jeopardize your ability to get a loan for small business or a refinance commercial property, we fill the void with Six Alternative Finance Products:

Asset-based loan make secured loans for purchases of equipment or inventory.

Factors buys unpaid invoices at a discount

Merchant Cash Advance pay up front for the right to collect a share of a retailer's future credit-card sales.

The above sources of funds generally cost more, sometimes much more, than bank credit.

Businesses that survive the recession will need to buy inventory and equipment, expand operations, and hire workers during a recovery—and they are finding few other options to fund their growth.

Call Today before these alternative finance products go way at 303-400-8630

IRA and 401K loans allow financing without incurring tax penalties and access to low rates.

Securities Loan allows investors to borrow against their securities portfolio to create liquidity while staying in the market and enjoy the benefits of twofold appreciable assets at once.

Commercial Loan Workout can help you restructure the current terms of your commercial mortgage.

Banks don't plan to resume normal lending any time soon, even when economic growth returns. The Federal Reserve's most recent survy of senior loan officers found that most expect to maintain higher lending standards through the second half of next year.

For riskier borrowers—including many small businesses—credit "will remain tighter than average for the foreseeable future," according to the report. Credit-card lending, once an easy source of unsecured funds, has also been curbed: 58 million cardholders had their limits reduced between April 2008 and April 2009, according to FICO (FICO).

We are closing and funding loans, give us a call today at 303-400-8630.

Credentials:
Karen Schimpf and her team are helping people get financing for their project whether it is through standard sources or alternative sources.

Karen Schimpf has been in the lending industry for 20 years and rose to the level of Assistant V.P. with Chase Manhattan. While working for Chase, decided to invest in commercial property to create residual income without having to quit her job. She bought her first apartment building in 1996, three days before her wedding.

In 2001, Karen decided she would leave the corporate world and work for herself by building up a team to broker commercial loans.